APPEND (formerly Alliance of Philippine Partners in Enterprise Development, Incorporated was officially registered with the Philippines’ Security and Exchange Commission (SEC) as non-stock, non-profit organization on February 13, 1991 with a registry number of 186944. APPEND is accredited by the Philippine Council for NGO Certification as donee institution. The following are some of the projects and programs APPEND implemented:


Name of Partners/Donors

Start date

End Date


Description of the Project

Etimos Foundation, Italy

November 2014

November 2016

Visayas, Philippines

The Project is in partnership with the Etimos Foundation, Italy with funding from CEI, Rome Italy. The general objective is to restore the livelihoods and promote family-based business of the people who lost their source of income because of Typhoon Haiyan. The specific objectives are as follows:

  1. Improve business skills of the affected people (especially women) and finance the start up of their microenterprises
  2. Capacity building of the local microfinance NGOs, trough direct support to the affected NGOs and also through specific trainings (post emergency microfinance, disaster risk reduction management, social impact assessment tools).

Global Leadership Summit, Willow Creek Community Church, WCA, Opportunity International US, ASEC and  individual leaders in Singapore, Hongkong, Philippines and around the world



Luzon, Visayas and Mindanao

APPEND manages the economic assistance and rehabilitation of victims and survivors of calamities in the entire Philippines.

APPEND also does the resource mobilization, reporting and accounting to its donors.

Gordon and Helen Smith Foundation and Opportunity International



Luzon, Visayas and Mindano

APPEND manages and implements a direct college/university scholarship program for children of the poor micro-entrepreneurs. The poor and deserving students from remote provinces are given scholarships to study in the best universities in Metro Manila. They get academic, leadership and personality development training while in school. The students are being trained on Social Solidarity Economy.
APPEND also inculcated the values on protecting the environment to the youth

Willow Creek Community Church and WCA



Luzon, Visayas and Mindanao

Organizes and manages the implementation and conduct of the Global Leadership Summit in the Philippines. This is a leadership event that gathers church place and marketplace leaders from around the region. The aim is to develop leaders that have the hearts for the poor, destitute and marginalized.

Opportunity International USA



Luzon, Visayas and Mindanao

Cents for Life project. To develop a microenterprise sector with work ethics rooted in biblical values of honesty, discipline, integrity, stewardship and commitment to the poor and their environment. And
invest in the development of leaders whose lives are characterized by faith, hope, love and godliness.
The outcome is a book and training program that inculcates the values of love for the poor, solidarity with the people and the environment.

APPEND with Grassroots, people in the communities and APPEND partners



Luzon, Visayas and Mindanao

*Strengthen Social Solidarity Ecosystem and Economy through establishments of Local Organized Members in all villages in the Philippines to promote and practice SSEE.

 *Establish and strengthen SSEE enterprises that are corporately owned and operated by the members.
*Issue APPEND electronic IDs to all members to facilitate insurance claims, loans, savings & discounts from SSE member run-companies e.g. OK Remittance, Health clinics, pharmacy & others.

Australian Agency for International Development (AusAID) and Opportunity International



Luzon, Visayas and Mindanao

  • Financial Literacy and Education Program on savings, budgeting, investments, understanding the credit jargons and terms and others
  • Trained more than 50k staff, leaders and clients on financial literacy and education

Tear Fund-VASS New Zealand government



Luzon, Visayas and Mindanao

  • Community Development Capacity Building for 7 NGOs. Goal is to improve the capacity of these NGOs to carry-out relevant community and microfinance program. 


  • APPEND provided training and on-site capacity building to more than 35,000 staff and community leaders and people on establishing the local resource management system, participatory action research, village development planning, participatory action research, project devt& mgt.
  • The enterprises created by the communities were based on natural and human resources of the communities.


  • Taught the grassroots people to mobilize resources from their local government units and other local government agencies


Agencia Espanola de Cooperacion Internationale or Spanish Agency for International Development and CODESPA

June 2002

April 2006

Luzon, Visayas and Mindanao

Expansion Y Mejoramiento de los programans de microcredito de APPEND, Filipinas, Fase 1-III. A project to expand and scale-up the micro credit program and the capacity building project of APPEND

  • Built the technical and leadership capacity of 6,540 head office and branch office staff
  • Increased the number of total micro-entrepreneurs assisted from 251,000 to one million people
  • Provided wholesale lending to member NGOs
  • Increased the outreach from 251k to over 1Million micro-entrepreneurs in 2006

European Union (CASCADE) Caraballo and Southern Cordillera Agricultural Development Program



Northern Philippines

Microfinance Institution Expansion Scheme. A project in partnership with the Department of Agriculture (DA) and European Commission

  • Supported the tribal groups in Northern Philippines through access to financial services delivered by Cooperative Bank of Benguet and other microfinance NGOs operating in the area
  • APPEND managed the Fund and lent to beneficiaries of DA
  • Provided training to staff and clients of the coops and NGOs involved in the Project


Australian Agency for International Development with Opportunity International Australia




Build the technical capacity of the development and microfinance workers in managing microfinance operations for poor communities in Luzon, Visayas and Mindanao

Opportunity International US




APPEND managed the The Philippine Scale-up Program which aimed at creating and strengthening the micro-enterprises of more than 250,000 poor households by 2003; Provided a total loan fund of PhP414M to more than 251,000 micro-entrepreneurs

  • Developed a standardized group lending methodology
  • Built the operational capacity of 9 NGOs and raised the outreach from 35K to 251k thriving micro-entrepreneurs
  • Organized, facilitated  and set-up the first microfinance oriented thrift bank in the Philippines, Opportunity Microfinance Bank.

Opportunity International and Australian Agency for International Development (AusAID



Nueva Ecija and Bulacan

Philippine-Australia Savings and Loan Association Project (PASLAP).

  • Provided training & livelihood loans to 1,973 micro entrepreneurs  of  which 93% were women;
  • Established a savings &loan association for women; The working capital & income increased by 314% and 212%, respectively.
  • Micro-entrepreneurs improved their housing

Opportunity International  and Australian Agency for International Development (AusAID)



Metro Manila, Bulacan and relocation areas in Cavite

Philippine-Australia Kabuhayan Microenterprise Development Project (PAKMED-AusAID). The project was adjudged as top 5 well-managed projects by an NGO

  • Provided more than Ph60M in loans to 5,465 urban poor women and their 5,653 micro-enterprises
  • Provided business and leadership training; working capital of women increased five times with an average of four loan cycles
  • Incomes of women micro-entrepreneurs increased by 189%

Prison Fellowship International USA



Caloocan City and Nueva Ecija

APPEND provided business, values formation and leadership training to prisoners and the  ex-convicts and their families. The purpose of the project is to provide an income opportunity to families of the prisoners and the ex-convicts who normally don’t get employment once they are paroled or sent out of jail

European Commission



Cagayan de Oro, Bukidnon and Iloilo

Implemented and provided management to Modest Credit Facilities for Women in the Philippines – An EU funded project
Assisted 15,150 women micro-entrepreneurs; provided a total loan funds of Euro 2,313,646 or roughly PhP76M to women;
The income of micro-entrepreneurs increased by 30%.

"He who is kind to the poor lends to the LORD, and HE will reward him for what he has done."

Proverbs 19:17